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Planning for retirement becomes easier when you start saving early. The National Pension System (NPS) is a voluntary, contribution-based retirement savings scheme that helps you build a retirement corpus over time.
NPS offers Tier I and Tier II accounts, giving subscribers different options based on their savings needs. At the age of 60, subscribers can withdraw up to 60% of the accumulated amount, while the remaining 40% is generally used to purchase an annuity.
Starting small and contributing regularly can help you work towards a more financially secure retirement.
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